James M. Smart

Mortgage Advisor

NMLS # 1251762

Personal Mission Statement

Financing Dreams… One home at a time!


Jim’s experience in mortgage lending extends more than 20 years working for various banks, both large and small, helping thousands of families throughout Central Pennsylvania and beyond buy, build and refinance their dream homes.

By working closely with his clients, Jim is able to provide his clients the personalized attention other lenders simply do not wish to provide. This is done by listening to his clients’ short term and long terms financial goals and tailoring a mortgage solution to his clients’ specific needs. Jim’s attention to detail ensures his clients have a smooth and enjoyable path to their loan closing while also ensuring no surprises at the closing table.

Let Jim be your trusted mortgage advisor as he paves the way to helping you finance your dream home!

From My Clients

“ We truly appreciate all you did to make our financing of the lake house and the settlement go so smoothly. Between the two of us we have purchased 8 homes in the past. This was by far the most painless process of any we've experienced. Many, many compliments to you and your whole staff for leading us through without a hitch. We will definitely recommend Foote Capital to anyone looking for financing. ”

Buzz and Karen B. of York, PA

Contact Me

17 East High Street, Suite 102
Carlisle, PA 17013

717.249.7500 x107