James M. Smart

Mortgage Advisor

NMLS # 1251762

Personal Mission Statement

Financing Dreams… One home at a time!


Jim’s experience in mortgage lending extends more than 20 years working for various banks, both large and small, helping thousands of families throughout Central Pennsylvania and beyond buy, build and refinance their dream homes.

By working closely with his clients, Jim is able to provide his clients the personalized attention other lenders simply do not wish to provide. This is done by listening to his clients’ short term and long terms financial goals and tailoring a mortgage solution to his clients’ specific needs. Jim’s attention to detail ensures his clients have a smooth and enjoyable path to their loan closing while also ensuring no surprises at the closing table.

Let Jim be your trusted mortgage advisor as he paves the way to helping you finance your dream home!

From My Clients

“ We have bought several homes and refinanced our mortgages. Foote Capital was the BEST experience we've ever had. Shaun was excellent as was all in the office. He was so thorough, clear, professional and friendly. The gift bag we received at closing was so unexpected and Michelle makes the best homemade cookies! I would recommend Foote Capital Mortgage Company most highly!!! Even if I moved out of the local area I would try to do business with them. ”

Don and Joan M. of Boiling Springs, PA

Contact Me

17 East High Street, Suite 102
Carlisle, PA 17013

717.249.7500 x107